Compare Mortgage Insurance Plans in Singapore (2025)
Mortgage Insurance (MRTA) pays off your housing loan if death or total permanent disability occurs, protecting your family from financial burden.
4.9/5
Client rating
1:1
Agent guidance
Clear
Claims support

Dedicated advisor
Compare, choose, get supported
Mortgage Insurance Overview
Mortgage Insurance (MRTA — Mortgage Reducing Term Assurance) pays off a housing loan if death or total permanent disability occurs, protecting families from financial burden and preventing forced home sale.
Who is it for?
- HDB Owners
- Private Property Buyers
- Couples with Joint Home Loans
- Anyone protecting long-term housing commitments

Why clients choose insureright
Tailored Comparisons
See suitable options side by side, with benefits and tradeoffs kept easy to scan.
Human Guidance
Premium advice should feel calm, personal, and easy to follow.
Needs-Based Matching
Shortlist coverage around your assets, commitments, family, and business goals.
Dedicated Agent Support
Your enquiry is handled by an advisor workflow that also supports claims follow-up.
Compare Mortgage Insurance Plans
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
Sample Quotes — Mortgage Insurance
Estimated monthly premiums for $400,000 coverage, 25-year term (non-smoker, male)
| Plan | Age 30 | Age 40 | Age 50 |
|---|---|---|---|
| ManuProtect Decreasing II | $20 | $36 | $92 |
| eProtect Mortgage (Income) | $18 | $32 | $85 |
| Income Mortgage Term | $22 | $40 | $98 |
| Singlife Elite Term II | $24 | $43 | $105 |
| TM Term Assure II | $21 | $38 | $95 |
| FWD Future First | $19 | $35 | $88 |
| China Taiping iProtect | $23 | $41 | $100 |
* Figures are estimated and for illustration purposes only. Actual premiums may vary based on individual underwriting.
This advertisement has not been reviewed by the Monetary Authority of Singapore
Our Partners








Speak with an advisor
Get a tailored insurance comparison
Tell us what you want to protect and a dedicated advisor workflow will help you compare suitable plans and understand the next step.
