Modern Premium Assurance

Compare Mortgage Insurance Plans in Singapore (2025)

Mortgage Insurance (MRTA) pays off your housing loan if death or total permanent disability occurs, protecting your family from financial burden.

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Mortgage Insurance Overview

Mortgage Insurance (MRTA — Mortgage Reducing Term Assurance) pays off a housing loan if death or total permanent disability occurs, protecting families from financial burden and preventing forced home sale.

Who is it for?

  • HDB Owners
  • Private Property Buyers
  • Couples with Joint Home Loans
  • Anyone protecting long-term housing commitments
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Mortgage Insurance

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Tailored Comparisons

See suitable options side by side, with benefits and tradeoffs kept easy to scan.

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Shortlist coverage around your assets, commitments, family, and business goals.

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Your enquiry is handled by an advisor workflow that also supports claims follow-up.

Compare Mortgage Insurance Plans

Manulife

Manulife

ManuProtect Decreasing II (Manulife)

Coverage Type: Decreasing
Sum Assured: $75,000
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Income

Income

eProtect Mortgage (Income)

Coverage Type: Decreasing
Sum Assured: $100,000
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Income

Income

Income Mortgage Term

Coverage Type: Decreasing
Sum Assured: $100,000
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Singlife

Singlife

Singlife Elite Term II

Coverage Type: Level
Sum Assured: $100,000
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Tokio Marine

Tokio Marine

TM Term Assure II (Tokio Marine)

Coverage Type: Level
Sum Assured: $100,000
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FWD

FWD

FWD Future First

Coverage Type: Level
Sum Assured: $500,000
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China Taiping

China Taiping

China Taiping iProtect

Coverage Type: Level
Sum Assured: $200,000
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Sample Quotes — Mortgage Insurance

Estimated monthly premiums for $400,000 coverage, 25-year term (non-smoker, male)

PlanAge 30Age 40Age 50
ManuProtect Decreasing II$20$36$92
eProtect Mortgage (Income)$18$32$85
Income Mortgage Term$22$40$98
Singlife Elite Term II$24$43$105
TM Term Assure II$21$38$95
FWD Future First$19$35$88
China Taiping iProtect$23$41$100

* Figures are estimated and for illustration purposes only. Actual premiums may vary based on individual underwriting.

This advertisement has not been reviewed by the Monetary Authority of Singapore

Our Partners

AIA
FWD
Great Eastern
HSBC Life
Income
Manulife
Singlife
Tokio Marine

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