Best Term Insurance Plans in Singapore (2025)
Term Insurance provides financial protection for dependents through high coverage at affordable premiums.
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Term Insurance Overview
Term Insurance provides financial protection for your dependents through high coverage at affordable premiums, covering loans and financial stability.
Who is it for?
- Young working adults
- Parents with dependents
- Homeowners with mortgage obligations
- Anyone seeking high coverage at low cost
Why clients choose insureright
Tailored Comparisons
See suitable options side by side, with benefits and tradeoffs kept easy to scan.
Human Guidance
Premium advice should feel calm, personal, and easy to follow.
Needs-Based Matching
Shortlist coverage around your assets, commitments, family, and business goals.
Dedicated Agent Support
Your enquiry is handled by an advisor workflow that also supports claims follow-up.
Compare Term Insurance Plans
Find the best term insurance plan that suits your needs and budget.
Singlife
Singlife Elite Term II
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HSBC
HSBC Term Protector
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Tokio Marine
TM Term Assure II (Tokio Marine)
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This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
This advertisement has not been reviewed by the Monetary Authority of Singapore
China Taiping
China Taiping iProtect
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This advertisement has not been reviewed by the Monetary Authority of Singapore
Sample Quotes — Term Insurance
Estimated monthly premiums for $500,000 sum assured (non-smoker, male)
| Plan | Age 30 | Age 40 | Age 50 |
|---|---|---|---|
| Singlife Elite Term II | $32 | $56 | $142 |
| HSBC Term Protector | $35 | $60 | $148 |
| TM Term Assure II | $28 | $50 | $130 |
| ManuProtect II | $36 | $62 | $155 |
| Income Star Term | $30 | $54 | $138 |
| FWD Future First | $27 | $48 | $125 |
| Etiqa Term Life Cover | $26 | $46 | $120 |
| China Taiping iProtect | $31 | $55 | $140 |
| Chinalife Term Guardian | $33 | $58 | $145 |
* Figures are estimated and for illustration purposes only. Actual premiums may vary based on individual underwriting.
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